
Florencia Basavilbaso
Content Writer At Gradehacker
Budgeting Apps You Can Use to Manage Your Finances
If you are a college student and need to improve how you manage your financial life, these are the budgeting apps you can use:
Managing your money as a college student can be overwhelming, but with budgeting apps, you can process and gain control over your finances effectively.
At Gradehacker, the non-traditional student #1 resource, we are dedicated to helping students like you find the best resources for their success. That’s why we have compiled this list of the best student budgeting apps!
In this blog, we’ll explore the world of budgeting apps that can be ideal for all students trying to have a better balance on their finances.
Mint is one of the most popular budgeting apps available and for good reason.
This free app allows you to personalize your budget in a way that is tailored to your spending habits and financial goals.
The app offers a range of budgeting tools along with its intuitive design, making it easy to track your expenses and income, set up reminders for upcoming bills, and manage all your financial accounts in one place.

You can also use Mint to set automatic savings goals and monitor your investments.
The app analyzes your financial transactions and provides detailed spending categories, so with this information, you can easily identify areas where you might be overspending and make adjustments to stay on track with your budget.
Mint Pros and Cons
- Easy to use
- Free
- Easy to customize
- Can’t assign multiple savings goals
- Doesn’t support multiple currencies
- Contains adds
Did you know you can graduate faster?
If you are enrolled in a college program and want to earn your diploma sooner, check out our secrets!

Did you know you can graduate faster?

If you are enrolled in a college program and want to earn your diploma sooner, check out our secrets!
YNAB offers an ideal approach to budgeting for students looking to gain more control over their personal finances.
It’s a subscription-based service that costs:
- 14.99 per month
- 80 per year
YNAB is designed to help you create a budget and stick to it. Once you access your investment account, The app provides easy-to-understand visuals of your budget so you can identify areas where you are overspending.
You can also set up reminders for upcoming bills and track your progress toward your financial goals.

YNAB Pros and Cons
- Easy-to-understand visuals of your budget
- Great customer support
- Simple setup
- Subscription-based service (Monthly fee)
- Does not support multiple currencies
EveryDollar is a budgeting app designed to help students get a grip on their finances and make better decisions with their money. It has a free version, making it a solid choice for those seeking to renew their budgeting style and management.
However, they also offer a premium version with great features to manage your personal capital for the cost of:
- 17.99 per month
- 79.99 per year

The app helps you create a budget based on your income and expenses and provides visual representations of your spending so you can easily identify areas of improvement.
EveryDollar also allows you to set up savings goals and track your progress toward them.
What makes it different from other budget apps is that it includes a debt tracker that helps you keep an eye on your credit card debt, student loans, or other forms of debt.
EveryDollar Pros and Cons
- Free to use
- Easy-to-understand visuals of budgeting
- Includes debt tracker
- No reminder for upcoming bills
- Does not support multiple currencies
Learn how to write an essay with Chat GPT
Chat GPT is everywhere, and if you know how to use it, you can write an essay from scratch faster than ever!

Write an essay with Chat GPT

Chat GPT is everywhere, and if you know how to use it, you can write an essay from scratch faster than ever!
Empower is a great budgeting app for students looking to gain control over their monthly spending while also improving their long-term financial health.
It offers a trial period of 14 days and comes with a subscription of:
- 8 per month
This one will help you create and stick to a budget, access spending reports to track your purchases, and set up savings accounts to reach any of your goals.

Empower provides an easy-to-use interface that includes visuals of your budget and spending. You can customize your budget to fit your lifestyle and budgeting needs, set up reminders for upcoming bills, and link your accounts for a comprehensive view of your finances.
EveryDollar Pros and Cons
- Easy-to-use interface
- Customizable budgeting options
- Ability to link accounts for a comprehensive view of your finances
- Set up reminders for upcoming bills
- No support for multiple currencies
- Subscription service costs can add up over time
- The free trial only lasts 14 days
Goodbudget is an online budgeting app designed to help students keep their investment tracking and finances in check.
It has a free version and a subscription-based version which costs:
- 7 per month
- 60 per year
The app provides easy-to-understand visuals of your budget and spending, making it easier to identify areas where you can make adjustments to stay on track with your financial goals.

Goodbudget includes investment tracking, which allows users to effortlessly monitor their investment portfolios and make informed decisions based on their financial goals.
You can also access other financial tools to set up multiple savings goals and track your progress toward.
Goodbudget Pros and Cons
- Easy-to-understand visuals of budgeting
- Ability to set up multiple savings goals and track progress
- Free version availables
- No support for multiple currencies
- Subscription service can become costly over time
Unlock Financial Success With The Right Budgeting App
With the help of these budgeting apps, college students can take control of their daily spending, unlock financial success, and say goodbye to Google Sheets to track expenses!
Whether you’re looking for a good free version like Goodbudget or one with extra support like Empower, you can now choose the best financial services with any of these apps to meet your needs.
So start budgeting today and take the first step towards a secure financial future!
And if you’d like more information on how to manage your money better, check these blogs!

Florencia Basavilbaso
Florencia Basavilbaso is a content creator passioned for writing, music, films, and the arts. At Gradehacker, she helps to improve non-traditional students life’s by finding and providing the most useful information, so they can always progress. You can find her on LinkedIn.